Finding your 1st Home on a Budget

Is owning a home just like renting?

Why is owning a home on a tight budget better than renting?

How can I find out how much home I can buy?

What do you need to be pre-qualified?

What if I don’t have the down payment, can I borrow it?

Are there any good government programs for me for 0 down?

How much earnest money do I need? What is it?

What are closing costs and who pays them?

What is included in a payment? What is PITI?

1What if I have a tough month and I am short?

Why should I have a Realtor? Do I have to pay for one?

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